• Negative gearing helps investors but the home owner receives substantially more benefits. Nevertheless, for both of them, housing over the last 5 years was a great investment – far better than the superannuation they are forced to contribute to.

  • If the first sign of madness is doing the same thing and expecting a different result, how are we to describe the state of mind that does the same failed policy twice as hard and expects an even better result?

  • The latest edition of the AIP’s Housing Affordability Index shows house repayments continuing to be affordable on historical comparisons, while deposits continue to be relatively unaffordable.

  • This analysis shows the major issue with housing affordability is the time it takes to save a deposit, not negative gearing, and that mortgage repayments themselves are quite affordable by the standards of the last 23 years.

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